Caution favours the, who again?

Good luck is ours. But bad luck is everyone else's

With all the usual 'how awful's', etc, I can but recall the conversation my wife and I had a few months ago:

'It will add a few quid, but should we pop this on the card to get the insurance and the credit card backing?' 'Yes, why risk spoling the holiday?'.

I don't blame the beneficiaries really, but there's a long and growing list of numpties who keep messing up and dipping in my pockets to buy themselves out of less cautious consumer's bad books by baling them out.

My vote awaits...